Understanding PIP Insurance
What is Personal Injury Protection?
Personal Injury Protection (PIP) is a mandatory part of Michigan’s no-fault auto insurance system, covering medical expenses, lost wages, and care after an auto accident, regardless of fault. PIP includes unlimited lifetime coverage for necessary medical expenses, such as surgeries, hospital stays, prescriptions, and therapy, plus 85% of lost wages and $20 per day for replacement services for up to three years.
Key Things to Know About PIP if You’re Injured in an Auto Accident:
- Covers Medical Expenses: Pays for hospital bills, surgeries, rehabilitation, and ongoing care.
- Lost Wages: Provides compensation for income you lose while recovering from your injuries.
- In-Home Care: Covers attendant care services and household help if you’re unable to perform daily tasks.
- No-Fault Coverage: You can receive benefits regardless of who caused the accident.
- Time Limits Apply: Report your injury and file a claim promptly to ensure you receive benefits.
Explore Our Service Offerings
Comprehensive Care Solutions
Workers' Comp & Auto Injury Specialization
Nurse Case Management
Our dedicated team ensures personalized care by coordinating all aspects of your medical journey, from appointments to treatment plans, advocating for your health every step of the way.
FIND The PERFECT LEGAL PARTNER FOR YOUR CASE
We connect you with experienced providers who understand the nuances of work-related and auto injuries, ensuring you receive the best care and documentation during legal processes.
Medical Record Management
Our team meticulously manages all your medical records, including imaging and doctor notes, to create a tailored care plan that addresses your specific recovery needs.
Comprehensive Care for Accident Recovery
What We Do Best
Case Management for Auto Related Accidents
Coordinated case management is a comprehensive approach to organizing and managing all aspects of an individual’s care, ensuring seamless communication between medical providers, legal teams, insurance companies, and other necessary services.
Case Managers Can Assist With:
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Scheduling and coordinating medical appointments
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Handling insurance claims and communication
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Ensuring compliance with legal and medical documentation
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Referring you to specialists, physical therapists, or other providers
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Monitoring your recovery and adjusting care plans as needed
Ascendant Health is Your Best Choice in Michigan
Our Commitment to Patients Sets Us Apart
Ascendant’s general policy, and first core value, is patient-first. Our Nurse Case Managers remain working with patients in need through each step of their recovery process. Each patient is assigned to one Nurse Case Manager, which ensures both continuity of care and provider consistency.
Ascendant Health is committed to providing unparalleled care for auto accident victims. We are your trusted partner in regaining your health and peace of mind. Don’t take our word, see what our clients have to say!
Hours of Operation
Why Finding the Right Case Manager is Essential to Full Recovery
Find answers to some of the most frequently asked questions about our services and recovery process.
What is a case manager, and how can they help after an auto accident?
A case manager is a professional who coordinates medical care, legal services, and other support you may need after an auto accident.
What types of services do case managers provide for auto accident victims?
Case managers can assist with:
• Scheduling and coordinating medical appointments
• Handling insurance claims and communication
• Ensuring compliance with legal and medical documentation
• Referring you to specialists, physical therapists, or other providers
• Monitoring your recovery and adjusting care plans as needed
Do I need a case manager if I already have an attorney?
Yes. While your attorney handles the legal aspects of your case, a case manager focuses on your health and recovery. They ensure you receive the proper care, manage your appointments, and alleviate the stress of coordinating multiple aspects of your case.
Can a case manager help with my insurance company?
Absolutely. Case managers are experienced in navigating complex insurance processes. They can help file claims, track expenses, and ensure you receive the benefits you’re entitled to under your policy.
How do I know if I need a case manager?
You may need a case manager if:
• You’re overwhelmed by managing your recovery and other responsibilities.
• Your injuries require ongoing treatment or specialized care.
• You’re experiencing difficulties communicating with insurers or providers.
Can a case manager help with non-medical needs like transportation or home care?
Yes. Many case managers assist with transportation to appointments, arranging home care services, and providing referrals to community resources that support your recovery.
How do I get started with a case manager?
Contact a case management service to schedule a consultation. During the initial meeting, they will assess your needs, review your case, and create a personalized care plan tailored to your recovery.